Secured integration to the future

Secured integration to the future

Why is PCI PIN Security certification needed?

PCI PIN Security

03.04.2023
Many people know that PCI DSS exists. It is a data security standard for the payment card industry. It was developed by the Payment Card Industry Security Standards Council (PCI SSC).
Compliance with PCI DSS is required by several payment system regulators, such as:• Visa• UnionPay• MasterCard• JCB International• American Express• Discover Financial Services
Only Visa is required to comply with the PCI PIN Security standard.
PCI PIN Security defines technical and procedural controls to help ensure that cardholder PIN data is managed, processed, and transmitted securely when processing payment card transactions online and/or offline at ATMs and POS terminals.
The main requirements of PCI PIN Security focus on protecting PINs from the moment a person enters them on the ATM or POS terminal keyboard until the issuing bank or acquirer processes the transaction.
Reliable security of PINs is achieved through tamper-resistant equipment that has passed numerous security tests in specialized laboratories, a secure encryption critical management process, and other additional procedures.
PCI PIN Security certification is required for all organizations responsible for processing transactions containing PINs or performing initial setup and/or maintenance of ATMs and POS terminals.

Many businesses know that the reputational and financial costs of an ATM and/or POS incident can be significantly higher than the cost of achieving PCI PIN Security compliance.

It's important to realize that when your business first complies with the PCI PIN Security standard, you've laid a solid foundation for the future. All subsequent steps are about maintaining a certain level of compliance and responding to changes in cybersecurity promptly.
The PCI PIN Security certification is conducted every two years, and the PCI DSS certification is conducted annually.
After passing the PCI PIN Security certification, the organization received a certificate of compliance and completed and validated Report on Compliance (RoC) and Attestation of Compliance (AoC) reports, which will be submitted to Visa upon request.

For more information, please get in touch with a certified auditor at IT Specialist. You will receive professional advice and a preliminary calculation of the PCI PIN Security certification cost.