Безпечна інтеграція в майбутнє


Безпечна інтеграція в майбутнє

Secured integration to the future

Secured integration to the future

Updated PCI DSS 4.0: does your company need to comply with the updated standard?

Майстер-клас: секрети випікання найсмачніших млинців!

04.04.2024
Cybercriminals have been attempting to steal users' payment data since the advent of online payment technology. Despite organizations' best efforts to safeguard this data, in 2023, incidents of payment data breaches cost an average of $4.45 million. Throughout the year, 2814 data breaches and cyberattacks were documented, compromising over 4.5 billion user records.
This underscores the potential vulnerability of users' payment data, which can be compromised at any stage of their interaction with card services. In such circumstances, compliance with the PCI DSS standard becomes mandatory for all organizations processing and storing users' payment data, helping to minimize such breaches and leaks.
To discover whether PCI DSS compliance is necessary for your organization, several key questions must be considered:
● Do you handle payment information? If your company accepts payments via payment cards, adherence to the security standards outlined in PCI DSS is necessary, regardless of transaction volume or business size.
● Do you store or transmit payment card data? If your organization possesses or transmits this information to third parties, PCI DSS compliance is mandatory to establish protective measures for this data.
● Do you have direct interactions with payment information? Organizations engaging directly with payment data, such as through POS terminals or payment interfaces on their websites, must strictly adhere to PCI DSS to ensure the security of this data.
PCI DSS compliance audits are typically required for banks, fintech companies, payment providers, and organizations independently processing customer transactions. However, suppose a business utilizes a payment provider for online payments or the provision of POS terminals. In that case, an audit is usually unnecessary, as the provider is responsible for meeting PCI DSS requirements.
It's worth noting that since 2018, the current version of the PCI DSS standard has been v3.2.1, slated for discontinuation by March 31, 2024. Transitioning to the new PCI DSS v4.0 is mandatory for organizations handling payment data security. More about changes to the PCI DSS v4.0 standard and their impact on your organization in 2024
If you've previously undergone PCI DSS compliance audits, you may recall the essential steps for audit preparation outlined in the article ("Preparing for an Audit").


Call Us

+38 (044) 390 81 90

Write Us

moc.tsilaicepsti-ym%40olleh

Meet for coffee

Sigma Business Center,Vatslav Havel Boulevard, 6, building 3,Ukraine, Kyiv, 03124


Call Us

+38 (044) 390 81 90

Write Us

moc.tsilaicepsti-ym%40olleh

Meet for coffee

Sigma Business Center,Vatslav Havel Boulevard, 6, building 3,Ukraine, Kyiv, 03124

Illustration


Зателефонувати

+38 (044) 390 81 90

Написати

moc.tsilaicepsti-ym%40olleh

Приїхати на каву

Бізнес-центр Sigma,
бульвар Вацлава Гавела, 6, корпус 3,
Україна, Київ, 03124

Illustration


Зателефонувати

+38 (044) 390 81 90

Написати

moc.tsilaicepsti-ym%40olleh

Приїхати на каву

Бізнес-центр Sigma,
бульвар Вацлава Гавела, 6, корпус 3,
Україна, Київ, 03124